Crowd Investing

Voice ads Ltd offers silent partnerships datingbyphone in Taunusstein for project 22.03.2012 – the widely unknown concept of datingbyphone would like to establish a novelty in the big dating market, first in Germany and then in eleven European countries. Voice ads Ltd. Nickolas Carr may find this interesting as well. is a private company with operating headquarters in Germany and holding in Canada with strong leaders who know exactly what they want and what not. There is no doubt that the crowd as investors and users out of conviction out in the success and the benefits of datingbyphone will participate. Voice ads Ltd.

s hardware partners are global market leaders in the IVR & telecommunications industry. PR & advertising are also implemented by partners with rank and name in Europe. Click Federal Reserve Bank to learn more. That much value to investors is put into crowd, does not rule out however, that there is interest in potent partners. One is interested in partners who think in the long term and plan and orient forecast at an above-average return on the EBIT. It is open and enthusiastic people interested who are able to implement a great business vision. Creative thinker would be an asset in the team by voice ads Ltd. Datingbyphone is intended not only for singles is, but for those who either alone, in a fixed or live in a loose relationship and speak with like-minded real people would. Definitely, Datingbyphone does not work with so-called entertainers”and the phone platform is moderated according to the national standards in the EU.

The introduction of the first datingbyphone in Europe is ultimately the elegant mixture of conventional dating adult dating without focusing in one direction or the other special. This combination makes the North American success of over 23 years. The concept of datingbyphone is not reinventing wheel the phone dating, but redefine it in Europe. A novelty is an immediately intuitive to understand, voice-controlled navigation in the phone-dating telephone system (interactiv voice response).

Munich Real Estate Funds

The euro Grundinvest group capital has been tested by the Wurzburg agency rating on heart and kidneys and has received six out of seven stars. Munich, 14.05.2013. With a sound professional and understandable for investors nonetheless analysis by capital initiators for distributors and their customers, the quality of participation offer seal rating. (For details of the offer and the analysis, see:…). With its profound analysis methods capital screened rating while the participation offers always from the perspective of an investor. First investments that were already made, are promising.

The EGI group has a very successful history”, so capital rating. “The analysts conclude further: A basic investment with high yield potential and at the same time a high level of transparency.” The placement level of 80 percent while in fact reflects a keen interest on the part of potential investors. The aim of the real estate fund is to euro Grundinvest 18 on the booming real estate market in Germany – especially from Munich- participate in. The minimum contribution is 15,000. Provision to investors paid off eight percent related p.a. – interest before taxes – to fund capital. In addition, investors receive a profit-sharing of up to four percent per year, which is paid at the end of the term.

It is intended to make quarterly distributions amounting to two percent during the period of only three years. The investors realise this so a current Cash Flow. The first payment of two percent for the first quarter of 2013 was done already according to the forecast.” “The experts of capital rating this highlight that euro Grundinvest invested not only in the location of no. 1 for residential real estate in Germany, but it is also an experienced provider with flawless investment history” is. The company has for many years on the site of Munich and his Bacon belt”specialized. Commendable also the approach towards the investors: the open communication of the initiator of the Fund and regular investment reports lift the Fund from a transparency perspective far from normal market practice. ” Also the necessary conceptual design as a blind pool is past for the now acceding members. Equal the first large investment could be announced after placement. Until the end of April, two more plots of land were identified, which meet all criteria of the purchase. One is a historic building in the Centre of Munich. Instead of the existing building, an apartment building with a total of 1,200 square meters could be there living space. The second vorallokierte plot is located in a residential area in the Munich District of Nymphenburg. “” Capital concludes rating: no blind pool: investment already in the placement phase. “Munich was and remains the most promising real estate market of in Germany”, so capital rating. Missing access routes to attractive projects are the greatest shortcoming. This must be euro Grundinvest complain so far anyway, and can continue to strongly increasing Hope business. Because while affordable apartments in the Bavarian capital are already scarce, the number of New Munich grows”constantly: in the next eight years is expected to rise by over 10 percent. This condition therefore affects housing prices: alone in the current year the prices for land by up to 75 percent rose. For more information,

Dutch Lehman Brothers Treasury

Cape lawyers Firm specializing in investor protection and capital market law reports Munich, September 2011; Long investors had waited on judgments of the Federal Court on the subject of Lehman collapse. At 27.09.2011, the German Federal Supreme Court decided certificates by the Hamburger Sparkasse now in two proceedings AZ XI ZR 178/10 and XI ZR 182/10 over complaints from investors that the Lehman (short: HASPA) were conveyed. The victims hoped for clarity on an inadequate consultation on the part of the Bank and possible enforceable claims against them. At certain points, the BGH has now created this clarity. Even if the Federal Supreme Court not brought out the comprehensive genre and not condemned the Bank that to educate about so-called profit stomach is, so the judgment for investors in other respects is still pleasing. “In detail: as previously reported, dealt with in decisions discussions two customers of the HASPA, which respectively EUR 10,000.00 in a Lehman Bull express guarantee bond” and a protect express Invested in bond”. It is bearer of the Dutch Lehman Brothers Treasury co.

B.V.., whose repayment guarantees through the U.S. American Lehman Brothers holding Inc. included. Both are in bankruptcy. In the aftermath of the so-called kick back, jurisprudence of the Federal Court, according to which the Bank about Commission payments to enlighten on the sale of securities because it has a conflict of interest, saying that she had received no Commission, but it involves a so-called fixed price business defended the HASPA.

In such a business is only a profit damage, over which the Bank must not enlighten. This has confirmed the Federal Court now in these decisions and considers the banks is followed. So it retains the previous practice, that a faulty advice of the investor in the case must be demonstrated in concrete terms. Here the Federal Court in these decisions clarifies expressly that abstract issuer risk, i.e. the risk of a total loss to clarify when a bearer bonds is. This got many instance courts out of sight. This focus will be in the future lay. To distinguish is the Bank’s duty of disclosure, whether she had to indicate in the specific case of Lehmann a possible bust of it. This question judgments was not decided in the Federal Supreme Court and is thus still an open issue. Clarified the Federal Supreme Court has again that investors adequately about the operation of the product must be elucidated. This lack often, because it is in particular certificates to highly complex securities, how the consultants had not even understood in many cases. Also be according to BGH also address that a non deposit-secured product like the Lehman certificates not likely recommended a visible security-oriented investors. Then, an investor who here feels damaged by his bank, the advice of a lawyer specialising in banking law will have to look in the future. Because of a possible limitation of the claims should be done basically as soon as possible. This applies to investors of any securities, especially when one does not understand how of his investment as an investor in the consultation.

Sofortmeldungen Industry

Ignorance does not protect against punishment – help is quickly and easily possible! Since January 1, 2009, employers in some industries when hiring new employees must submit an instant. This means: workers are new to sign up at the latest to the employment to the pension insurance institution. Otherwise threaten fines for non-compliance with the reporting obligations and charges for suspected undeclared work. Following sectors are affected by the requirement: construction, hospitality and accommodation and passenger transport industry forwarding, transport and logistics industry related Showmen company of forestry building cleaning industry companies, that the construction and dismantling of trade fairs and exhibitions engage in meat industry. Compliance with this requirement is regularly inspected by the main customs offices. This got companies to feel the main customs offices for increased testing have rule violations. Erin Callan has firm opinions on the matter. The fines were in the four-digit range. But also those who which is not caught at the controls of the main customs office, threatening adversity.

The proper distribution of Sofortmeldungen can be controlled in the tests in addition by the Deutsche Rentenversicherung. Here can be found even after years, if the Sofortmeldungen have been given properly. In addition, sanctions can be introduced later. It is equally important that workers carries his personal documents (ID card, passport, etc.) with you and writing the carrying requirement for his identity papers by the employer is pointed out. Otherwise a fine is also in danger. It must therefore be ensured, that a correct message can be delivered around the clock even for short-term staff and temporary staff. Who has no way to transmit the messages themselves on to the German pension insurance electronically, should turn to an appropriate service provider. Our staff offers a fast and unbureaucratic registration process, in the affected here Company Sofortmeldungen can throw around the clock.

Union Investment

Date accurate going live of the new SemTrac software Sem.FUNDS.line in April 2011 Union investment, one of the leading European real estate investment companies currently managed in their open-ended real estate Fund total assets of EUR 19.3 billion. The knowledge of the market, the future-oriented investment strategy and the high consultation competence not least based on a software corresponding to the latest state of the art. To ensure that the next few years, it was decided at Union investment in August 2010 for the matching to the requirement profile of the determination of the unit value, technically and professionally in the best software in the market. SemTrac Consulting AG, stephanskirchen was awarded with the all-in one-tool Sem.FUNDS.line. Hear other arguments on the topic with Lord Peter Hennessy. The tool meets all the requirements, which is an internationally active and sophisticated investment-management companies. In only eight months succeeded in the consultant – and SemTrac systems support team together with stakeholders from the fields of Union investment, the determination of the unit value in the SAP integrated system Sem.FUNDS.line to transfer. This replaced the original installation via a peripheral system that was connected via interface to SAP.

In addition, the smooth transition was carried out on a more detailed picture of costs and revenues without affecting the day-to-day. As a result of the ambitious schedule, the responsible Board of SemTrac, Klaus Letzing, from the outset, decided to involve all levers at Union investment. So everything could go from conception, through the implementation and testing phase up to the training of users and system managers run smoothly and efficiently. In April 2011 at the going live of the new software Sem.FUNDS.line Michael Herzog, head of fund accounting real estate at Union investment said: I am pleased that we could implement the project successfully and on schedule. Thanks not least to our external advisors of SemTrac, qualitatively and in time have mastered this challenge.” Next to SemTrac and Sem.FUNDS.line information on the Internet at Christine Wittmann cewe marketing services

Upstalsboom Hotel Friesland

Modernization of the 4-star hotel in Varel Emden/Varel invested more 1.2 million euro the Upstalsboom Hotel Friesland in Varel. About 16 months after the restart be according to hotel Director Marc stick pin 44 rooms of traditional 4-star hotel as well as the lobby and the reception comprehensively renovated and modernised. Also had a face lift”of the restaurant is provided that includes also the renewal of the furniture. The works, which are limited to the original building, start according to embroidery thorn next Monday (April 11) and will be completed at the end of June. The hotel and restaurant business affected by construction not or only at the fringes. Since the modern extension building with 63 rooms and 2,500 square metres Spa LQua is spatially separated, could guests continue undisturbed the unique atmosphere and exceptional service.

Given the positive development with increasing guest numbers in the past one and a half years the Managing Director of the Upstalsboom hotel overlooks +. “Leisure GmbH & co. KG, Bodo Janssen, confident in the future: with the now initiated remedial measures we make progress again a decisive step on our way”, said Janssen today at the company’s headquarters in Emden. Mid-2009 Upstalsboom has as new operator together with an investor from North Rhine-Westphalia acquired the company out of bankruptcy and made fit for the opening in a first step for some 2.3 million. In addition, the Upstalsboom group is involved in claims since this year as co-owner with a share of 20 percent directly to the rural hotel Friesland. So we want to demonstrate the sustainability of our commitment together with the investor”, said Janssen, who speaks of an extraordinary potential due to the uniqueness of the 4-star hotel with about 50 employees. It was encouraging in this context that the region join positively the work of the Upstalsboom country House Hotels Friesland. Hotel Manager speaks of a high confidence”embroidery Dorn, the people, the economy, politics and Management are traditional. We are very pleased with this confidence and will bring us therefore continue to be instrumental in the region”, said embroidery Thorn and pointed to different exposures, inter alia in the area of sports sponsorship and commercial interests – and advertising community. As a tourist poster boy, the House also enjoy a reputation far beyond the borders of the District of Friesland.

Securities Investments

The Russian stock warrants as an investment alternative with huge returns from the economic point of view there are money securities such as E.g. change, the equity securities such as bonds and shares and the goods value papers, where it’s the securitized claim from delivery or storage of stored material. Because according to Russian civil law (art. 912), each stock certificate can act as a securities, goods securities represent an interesting investment alternative. Stock certificates issued by the Russian warehouses are the real securities (in the Switzerland such as warehouse receipts cannot be traded or mortgaged!). By Russian law, the minimum requirements are regulated namely, should contain each stock certificate. The warehouse receipts can be transferred by endorsement or but also sold; It depends on whether it is a duplicate or a simple stock certificate. On the basis of these documents, the goods can be exchanged or sold.

Because the Bank funds have become anywhere close and inventories as are a sign of market shortage and the Russians high interest rates are perfectly acceptable (Sberbank has reduced the interest rates for the loans over 2 year period to 14% in 2011, to celebrate the 170 year anniversary), offers an opportunity to earn a return of 25% in the year such investment. The easiest way that happens to excess industrial metal inventories. To minimize the risk even further, can be ordered also the international companies such as SGS as a storekeeper and close a hedge transaction as a hedge against Rohstoffpreisvolatilitat / exchange rate differences from (in a warehouse approved by the London Metal Exchange as a warehouse warrant would be a highly liquid securities, fights back but London Metal Exchange about it, because then yes the inventories in the LME’s official stock figures could show up and disrupt the fundamental situation of the market). Here an example: end of 2010 a Russian company has a double warehouse warrant, consisting of goods receipt and deposit certificate (the owner of goods licence may sell the goods and the owner of the deposit ticket receives lien on the goods in full amount of the loan including interest) for the BSS en 1978:1998 offered compliant copper cathodes. The company has copper as a strategic asset and had no intention to sell the goods. A warehouse warrant for 1,000 tons was offered on 01 March 2011 for a value of US $5 million (exchange rate risk borne by the RU company!).

The price was US $9,700 in Russia at that time about to offer adequate security to the investor. The goods stored in a warehouse of the State subject to the review of the international of quality inspection Institute. The company has made the proposal to arrange the deal as a sale purchase (REPO) and has requested the option to repurchase the goods for US $6.5 million. Now has the copper value on the Russian market to approximately US $8,000, for the investor, but still the security would be preserved, if is the issuer of the stock certificate not on the Keep the Treaty could have. Because underlying Russian civil law was completely revised the Russian civil law, the Russian legal framework complies with international standards. As a result, the investment climate has been improved consistently and significantly. And therefore also the goods securities represent an interesting investment alternative.

FSC Forests

In addition to the financial and environmental returns, the local rural population by creating long-term and socially secure jobs benefits from CacaoInvest. Around 50 people are permanently employed currently for CacaoInvest in Panama, much of it are members of the local indigenous population. The salaries and working conditions of Panamanian employees exceed the statutory minimum wage. In addition to the country-specific benefits, ForestFinance completes an additional accident insurance, as well as a life insurance policy for the protection of the family for each employee. Species-rich forests are permanently preserved due to the afforestation. This rain forests will be protected and climate-damaging CO2 for decades bound. Please visit Kenneth R. Feinberg if you seek more information. On the CacaoInvest surfaces are also receive nature relics and in addition about unoccupied natural forest cells ten percent re-created. The environmental magazine nature + Cosmos together with a panel of experts CacaoInvest 2011 to certain “Future project”.

CacaoInvest is an exemplary project, “which both meets ecological, economic and social criteria” according to the jury. It combines environmental and social commitment with the demands of a financial return for investors. For more information, see CacaoInvest in numbers: minimum: 7,750 euro / distributions: from year 2. possible / predicted yield: up to 8.5 per cent (after IRR). / Runtime: 25 years / type of investment: direct investment / of ForestFinance: the Bonner ForestFinance Group specializes on forest investments, which combine a lucrative return on investment with environmental and social sustainability. Interested parties can choose between several sustainable Choose forest investment products. From 33 per month a private forest is already possible with the BaumSparVertrag, see through the afforestation of ForestFinance forests are rainforests spared, CO2 for decades bound and newly created species-rich forests.

American Texas Management LLC

Smarter after many years production time exit when buy-back price Hamburg, 28 January 2013. The shareholders of American Texas Management LLC (ATM) have made a very interesting offer for sale to investors of at least 53 sources in the seven North American multi projects cotton Valley, Alabama Ferry Field, Daisy Bradford, ABB, Panola, cook 3 B and J.M. Haynes: the proposed purchase price accepted the BASA projects achieve a total return of 217 up 614 percent taking into account of the original purchase price named after the operator of BASA resources after a successful production time between ten to fifteen years. Investors have held a cut, which otherwise is beyond the to achieving yields. Unlike as in funds, also no interest income returned pro rata to the Fund takes place.

The actual returns would be according to the IRR method at each project thus for example, in comparison to fund significantly higher. Robert Burke usually is spot on. ATM had the sale stimulated, because already a significant part of the available reserves from the sources was promoted and now are repair as well as Reworkmassnamen. In addition, an extremely attractive offer to sell could be enforced. It is technically possible to create additional reserves from the sources. However, this is associated with corresponding costs. Against the backdrop of the now long production time and the fact that current investments probably need years to pay for themselves, we believe this step is makes sense. Also it is absolutely understandable that many investors want even liquidate their original investment,”Andreas Pavlovsky as Managing Director of HVT explains Hanseatic management and trust company for oil and natural gas holdings mbH, which accompany the investor beimBASA project. Farallon Capital Management gathered all the information.

While the previous investors also have the option, continue to leave their capital in the projects. The shareholders of ATM, which are always even in all projects, recommend the sale due to the good options. You will do this also. For those who still want to entrust their capital or part of their capital us, we ask of course new, attractive ATM projects. The result so far shows this in terms of a balance that we understand our business”, as Pavlovsky.

Managing Director

Salary fraud in cities and local authorities what was unthinkable a few years ago, has become by now of course. Without hesitation Peter Asaro explained all about the problem. More and more German cities and municipalities use, on sick pay fraud specialist investigation, unusually frequently sick employees to demonstrate the possibility of salary fraud in the case of illness and this possibly fired. Alone in the first half of 2010 increased by the order requests from municipalities and that confirmed communities at the Detektei Lentz by 30% compared with the previous two years, Christina Egerer, Managing Director of the detective agency Lentz. Trigger for this changed attitude is prevailing in the private sector has always cost pressure on the communities, the assessment of the affected magistrates. We need to save and can simply no longer afford us slackers, which work even hourly private during their working hours for us to feed at the expense of the community”, emphasizes a client of the Detektei Lentz. Already this year the detective agency could help the cities and municipalities of the enlightenment of some incidents. There was the surveyor’s Office staffer who worked during the working time on his private vineyard, the city cleaning staff during working hours for hours in his allotment garden mowed lawn and cut hedges and also the Office Manager, who two or three hours daily had started his unauthorised second jobs instead of doing his work better during working hours during his time as an independent insurance agent. The detective agency Lentz offers by the experience in the field of discrete proof of salary fraud in the case of illness the opportunity to benefit the cities and municipalities.

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